Cookie Policy
We believe in being upfront about how niaslivofiaex.com uses tracking technologies. This page explains what cookies are, how we use them, and what choices you have.
Last updated: March 2025Control Your Cookie Preferences
Clicking this button removes all non-essential cookies from your device. Essential cookies needed for site functionality will remain active. Your preference is saved locally and will persist across visits.
What Are Cookies Exactly?
Cookies are small text files placed on your device when you visit websites. Think of them as digital notes that help sites remember things about your visit. Some are necessary for basic functionality, while others help us understand how people use our financial technology tools.
These files don't contain personal information like your name or address. They typically store things like your language preference, whether you're logged in, or which features you've used. Most modern browsers accept cookies by default, but you can change this anytime.
Types of Cookies We Use
E Essential Cookies
These keep niaslivofiaex.com working properly. Without them, you couldn't log into your account or use our financial calculators. They remember your session and ensure secure connections. These cannot be disabled as they're fundamental to site operation.
F Functional Cookies
These remember your preferences like dashboard layout, notification settings, and tool configurations. They make return visits more convenient by preserving your custom settings. You can opt out, but you'll need to reset preferences each time you visit.
A Analytics Cookies
We use these to understand which features get used most and where people encounter problems. This data helps us improve the platform and create better financial tools. All analytics data is aggregated and anonymized before analysis.
M Marketing Cookies
These track which pages you visit and what content interests you. This helps us show relevant educational content and tool recommendations. We partner with advertising platforms that may also place cookies to measure campaign effectiveness.
How Tracking Improves Your Experience
- We remember your dashboard customizations so you don't need to reconfigure layouts each visit
- Your preferred calculation methods and tool settings are preserved across sessions
- We can identify technical issues by tracking error patterns and page load times
- Popular features get prioritized for improvements based on actual usage data
- Educational content recommendations become more relevant to your interests over time
- Security systems use cookies to detect unusual activity and protect your account
Managing Cookies Through Your Browser
Browser Settings Guide
Chrome
Open Settings, navigate to Privacy and Security, select Cookies and site data. You can block all cookies, clear existing ones, or manage exceptions for specific sites.
Firefox
Go to Options, click Privacy & Security, scroll to Cookies and Site Data. Firefox offers enhanced tracking protection with customizable blocking levels.
Safari
Open Preferences, select Privacy, and manage cookie settings. Safari includes intelligent tracking prevention that blocks third-party cookies by default.
Edge
Access Settings, choose Privacy and Services, then Cookies and site permissions. Edge allows you to clear cookies automatically when closing the browser.
Data Retention and Storage
How Long We Keep Cookie Data
Session cookies expire when you close your browser. These handle temporary data like shopping carts or form inputs. Persistent cookies remain on your device for set periods ranging from 30 days to 24 months.
Essential cookies typically last up to one year. Analytics cookies may persist for two years to track long-term usage patterns. Marketing cookies generally expire after 90 days unless refreshed by continued site interaction.
You can delete cookies manually through browser settings anytime. The button at the top of this page removes non-essential cookies immediately and saves your rejection preference.
Third-Party Cookie Services
niaslivofiaex partners with several services that place their own cookies on your device. Google Analytics helps us understand site traffic patterns. Advertising platforms like Google Ads use cookies to measure campaign performance and show relevant ads.
These third parties have their own privacy policies governing cookie use. We recommend reviewing their policies to understand how they handle data. Most offer opt-out mechanisms through their own platforms or through industry tools like the Digital Advertising Alliance.
Updates to This Policy
We review this policy periodically and update it when we adopt new tracking technologies or change how we use existing ones. The date at the top indicates when we last revised the content. Significant changes will be communicated through our homepage or via email for registered users.
Continued use of niaslivofiaex.com after policy updates constitutes acceptance of the revised terms. We encourage checking back occasionally to stay informed about our cookie practices.
Questions About Our Cookie Use?
If you have concerns about how we use tracking technologies or need help managing your preferences, our team can assist.